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Why Wells Fargo stands out: Wells Fargo offers unsecured loans, and its maximum loan amounts are higher than what you’ll find at some other personal loan lenders. Wells Fargo offers unsecured personal loans up to $100,000.

Customers only: You’ll have to be a Wells Fargo customer to apply for a personal loan.
Direct payments for debt consolidation: If you want to consolidate debt such as high-interest credit cards, Wells Fargo can pay off your creditors directly — as long as you request this option at a branch or over the phone when you apply.
Co-applicants allowed: You can apply with a co-applicant, which may help you qualify or get more favorable loan terms if you don’t have strong credit.